Prepare for the unexpected.
Group Insurance is a specialty employee benefit many employers use as a mechanism to attract and retain key talent.

Not only can Group Insurance cover act as an important safety net offering peace of mind and security for your employees and their families, it also provides a benefit that can often be expensive or difficult to replicate.

Gallagher can help you get the most out of your cover to ensure high quality outcomes for claimants, sustainability of premiums for your organisation, and most importantly ensuring your people are aware and appreciative of this valuable employee benefit.
Better cover.
Better security.
As one size doesn’t fit all, finding an insurance solution can be a challenge. At Gallagher, we make sophisticated insurance options simple to understand and easy to deliver.

Our Group Insurance solutions offer members little to no medical underwriting, and the flexibility to choose additional insurance options that cover more than just the basics. We provide you with support for all insurance arrangements including life insurance, total and permanent disability cover and income protection cover, and can assist with policies in a “stand alone” environment or policies held in a superannuation environment.

So whether you're after a review of your existing Group Insurance arrangements or wanting to establish a new policy, we have a team with a depth of consultative and technical experience to assist you.

A range of cover options.

We provide a range of Group Insurance consulting services including contract negotiations, pricing options, policy design review, budget forecasting and merger & acquisition analysis.

Life Insurance
Provides financial protection in the event of death and in some cases of terminal illness.
Total and Permanent Disability (TPD)
Pays a lump sum if a member becomes permanently disabled as the result of an injury or illness that will prevent them from ever being able to resume any occupation.
Salary Continuance Insurance (SCI)
Pays a regular income in the event that members are unable to work due to injury or illness. Income protection insurance generally replaces up to 75% of their monthly income after a specified waiting period.
A single unique approach.
Our strategic benefits consulting is part of our unique approach to your organisational wellbeing. It’s an approach with a strategy; one that brings benefits, reward, communication and financial wellbeing into a single plan for your organisation. We call it Gallagher Better Works℠.

It’s time to help your employees obtain financial security. Contact us today to find out more about our Group Insurance options.